Don’t want to pay the full amount at once? Pay in installments!

ESTO installment payment is an extremely fast and convenient payment solution that helps you create a payment schedule based on your chosen period. The payment solution makes a real-time decision and helps you complete your purchase in less than 60 seconds.

Add the desired products to your cart, confirm your order, and select from the payment methods ESTO installment payment. When confirming your purchase, choose your preferred period, the monthly installment amount, and conveniently sign digitally using an ID card, Smart-ID, or Mobile-ID.

  • All citizens of the Republic of Estonia aged 18-70 can apply for ESTO installment payment.
  • ESTO installment payment can also be quickly and conveniently arranged for legal entities.
  • ESTO installment payment is offered and managed by ESTO AS.

ATTENTION! Every installment payment is a financial obligation. Before concluding an installment payment agreement, please familiarize yourself with the terms and conditions of the respective service and, if necessary, consult an expert. Every financial decision involves risks and obligations, which is why we ask you to carefully consider the need for consuming loan products. For example, for a loan amount of 1,290 euros for 24 months with a fixed interest rate of 14.90% per annum and a contract fee of 0 euros, the annual cost rate of credit is 31.62%, the monthly payment is 70.67 euros, and the total amount to be repaid by the consumer is 1,696.08 euros. Installment payment is a financial obligation, and before making a decision, thoroughly familiarize yourself with the contract terms and, if necessary, consult an ESTO AS employee or another expert. Installment payment is offered and managed by ESTO AS.

The ESTO 3 payment method is an innovative solution that allows you to confirm and pay for your purchase conveniently and quickly – in three equal parts, with no additional fees!

At the e-shop checkout, choose the highly popular ESTO 3-part payment method to pay for your purchases!

ESTO 3 helps divide your purchase amount into up to 3 equal parts.

No additional fees are added.

  • Simply three equal payments over three months.
  • The first payment is due only on the 15th of next month.
  • The ESTO 3 payment method is offered and managed by ESTO AS.